How It Works

HOW IT WORKS

You must be 18 years of age or older.

Your income must be at least $2,000 per month after taxes.

You must have been at your current employment for at least two months.

You must have been living in your current residence for at least two months.

You must have direct deposit into a checking account.

APPLY ONLINE

With 24QuickLoan, you can simply complete our hassle-free easy 2-minute application and then simply wait to hear from us, usually within 24 hours, to find out if you are approved. If you are approved, money will be deposited into your bank account usually by the next business day. Typically, no faxing or additional paperwork is required.

APPROVAL

After applying, you will be sent a link to complete an online bank verification. This is a report that is sent to us directly from your bank to verify your account. Although the applicant must enter their online banking credentials in order to complete the verification, 24QuickLoan never sees that information, only the applicant’s bank will.

If you are approved, a 24QuickLoan customer service representative will call you to explain the terms of the loan. If you accept the loan, you will be electronically sent both a Truth In Lending statement and a Loan Agreement to e-sign. Once we receive that e-signature, we will fund your loan. The cash will be in your bank account the next business day.

DECLINE

If you are not eligible for a loan, you will receive an email to inform you of the decision.

24QuickLoan does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases. Depending on the information we receive, you may be: instantly approved; asked to provide additional information via fax; offered an amount less than you requested; or declined by 24QuickLoan.

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