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Washington Quick Cash Advance
Washington Quick Cash Advance : There comes a time in everyone’s life where their luck works against them and they need cash in a hurry. It could be something minor like an automobile breakdown or something major like ending up at the emergency room. Regardless of the reason, you feel totally helpless, which makes things even worse. You find yourself at the mercy of others. For many of us, asking for help is one of the hardest things to do.
So what do you do when you are in urgent need of cash and have no one left to turn to? It’s called a payday advance loan. Payday loans are available in nearly every state. All loans aren’t the same. To find the pay day advance loans, you need to dig a little.
Payday loans are usually considered very expensive in terms of interest rates but when you look at it in perspective, they really aren’t that bad. If it comes down to missing a payment on a credit card, which would affect your credit rating and cost you $29 for a late payment, the fees you pay for a payday loan seem cheap. Missing a credit card payment will increase your interest rate costs on every loan you need in the future for a couple years.
Let’s say you are going to buy a new car for $10,000. If you have good credit, your rate might be as low as 7%-8%. Your payment would be about $200/mo. If you have bad credit because you missed credit card payments, your rate might be as high as 18%-21%. Your payment will now balloon to $250/mo, a 25% increase in your monthly payment. Is it any wonder that people with bad credit never get ahead?
Would you rather make one payment of $50 to use a payday loan to save your credit or pay $50 a month extra for 5 years when you buy a car? Considering the expense of a payday loan, it is worth your time to shop to find the payday advance loans. There are literally hundreds of websites that offer payday loans. How do you know if you are getting the best deal?